Stripe Pricing Calculator

Calculate your Stripe payment processing costs

Calculate Your Stripe Cost

Monthly Transactions Volume: $50,000

💰 Monthly & Annual Stripe Costs

Monthly Volume
$50,000
Monthly Fees (2.9%)
$1,450
Annual Fees
$17,400
Fee %
2.9%

Stripe Standard: 2.9% + $0.30 per transaction. Higher volume = negotiate lower rates. ACH/bank transfer = 0.8%.

📊 Can You Negotiate Stripe Rates Lower?

SaaS companies with $500K+/month volume can negotiate 2.2–2.5% rates. See if you qualify.

Stripe Cost at Different Volumes

Small SaaS ($10K/month)

Monthly: $290 in Stripe fees
Annual: $3,480
As % of revenue: 2.9%

Growing SaaS ($100K/month)

Monthly: $2,900 in Stripe fees
Annual: $34,800
Negotiated rate: 2.4% = $28,800/year (saves $6K)

Scale-up ($500K/month)

Standard rate: $14,500/month = $174K/year
Negotiated (2.2%): $11,000/month = $132K/year
Savings: $42K/year

Key: Negotiation Leverage

Stripe's standard is 2.9% + $0.30. At $500K+/month, leverage Wise, Adyen, or Braintree to negotiate down to 2.2–2.4%.

Optimize Your Payment Processing Spend

PricePulse helps you find negotiation opportunities with payment processors.